We fight for What's yours!
Fees assessed only upon successful recovery. Attorney-assisted where required. State-compliant filings. Transparent updates
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If a property sold for more than the debt, the excess may belong to the former owner or heirs. SPAR researches the record, confirms eligibility, and manages the claim to disbursement.
- Sale result exceeded debt, fees, and costs
- Correct claimant (owner, estate, or heir)
- Required documents and deadlines
- County/court procedure and compliant filing
P — Prove
A — Advocate
R — Recover
Surplus Funds Research
Pinpoint cases where bids exceeded debt using auction, court, and trustee data.
Eligibility & Heirship Verification
Confirm the rightful claimant and required documentation.
Document Retrieval
Pull court files, foreclosure/tax deed records, and probate materials.
Claim Preparation & Filing
State‑compliant filings with the clerk, court, or trustee.
Attorney Assistance
When required, licensed counsel files and represents at no upfront cost.
Secure Disbursement
Attorney trust‑account handling where applicable; transparent settlement.
Ready to get started?

SPAR was built to close an information gap: after a foreclosure or tax deed sale, many former owners and heirs don’t realize they may be entitled to surplus funds. We combine records expertise with a legal network to navigate filings end‑to‑end with clear communication and fees are assessed only upon successful recovery.

Contingency‑only — success-based compensation.
Attorney‑assisted where required
State‑specific compliance and fee caps honored
Milestone updates, transparent settlement

The filing process begins with gathering the necessary documents to prove the rightful claim to the surplus funds. We start by obtaining property records, foreclosure or tax sale documents, court filings, and any required identification or estate paperwork if the homeowner is deceased. Once all documents are verified, we prepare the claim package in accordance with state and county requirements. To ensure a smooth and successful filing, we work with experienced attorneys who specialize in surplus funds recovery. They handle the legal process, file the claim with the appropriate agencies, and represent the claimant when necessary, with fees assessed only upon successful recovery. Our fees are only collected after the funds are successfully recovered, ensuring that homeowners or their heirs can reclaim what’s rightfully theirs with no financial risk.


Once the claim is approved, the county or trustee processes the payment and issues the surplus funds directly to the rightful claimant or their legal representative. In cases where we’ve facilitated the filing through our attorney network, the funds are often disbursed into the attorney’s trust account for secure handling. From there, we ensure the claimant receives their rightful share, and only then do we collect our agreed-upon fee. This ensures a transparent and risk-free process, allowing individuals to pursue recovery with compensation contingent on success.
Here's a list of the services that we provide
Surplus Funds Research – Identifying properties that sold for more than what was owed.
Eligibility Verification – Confirming rightful ownership or heir status for claimants.
Document Retrieval – Gathering necessary court records, tax sale/foreclosure documents, and ownership verification.
Claim Preparation & Filing – Completing and submitting all required paperwork to the county or trustee.
Attorney Assistance – Partnering with legal professionals to file claims when required, with fees assessed only upon successful recovery.
Estate & Probate Guidance – Assisting heirs with filing claims for deceased homeowners.
Success-Based Recovery Services – Fees are assessed only upon successful recovery, allowing individuals to pursue their funds without an initial payment requirement.
Legal Compliance & State Regulations – Ensuring all filings meet state and county requirements.
Client Support & Case Updates – Keeping claimants informed throughout the entire process.
Secure Fund Disbursement – Coordinating payment processing and ensuring clients receive their rightful funds.